| 2026 Bond 11:37 - Jan 18 with 2006 views | Terry49 |
I am wondering if anybody else is having the problem of answering the 8 questions on the Tifosy website.They all need to be answered correctly before you can either roll over your existing bond or buy new bonds. Unfortunately they do not tell you which one or more is answered incorrectly. |  | | |  |
| 2026 Bond on 12:08 - Jan 18 with 1787 views | nix |
You just have to show that you realise you might not get your money back. So answer any question on that basis. |  | | |
| 2026 Bond on 12:29 - Jan 18 with 1707 views | Nov77 |
Thought this was going to be a 007 thread. |  |
| |
| 2026 Bond on 12:45 - Jan 18 with 1679 views | Lblock |
I’ve not had any notifications on this? |  |
| Cherish and enjoy life.... this ain't no dress rehearsal |
| |
| 2026 Bond on 12:50 - Jan 18 with 1669 views | QPsyR |
| 2026 Bond on 12:45 - Jan 18 by Lblock |
I’ve not had any notifications on this? |
Probably be James
Here to help :-) | |
| |
| 2026 Bond on 13:12 - Jan 18 with 1619 views | nix |
| 2026 Bond on 12:45 - Jan 18 by Lblock |
I’ve not had any notifications on this? |
Did you invest first time round as I understand you get priority if you did? If so go into your Tifosy account and there is a section called something like 2026 investment and go through the process if you want to roll over your bond. | | | |
| 2026 Bond on 13:50 - Jan 18 with 1548 views | Lblock |
| 2026 Bond on 13:12 - Jan 18 by nix |
Did you invest first time round as I understand you get priority if you did? If so go into your Tifosy account and there is a section called something like 2026 investment and go through the process if you want to roll over your bond. |
I did "invest" first time around.
Some sort of misty eye's misguided input to try and help the club.
I'd like to not be wrapped in for another 3 to 5 years and would like to take my money and interest and spend it on something else. It's not a lot, and I'd sort of written it off, but I'll have what's there.
Will have a look at this later.
Thanks | |
| Cherish and enjoy life.... this ain't no dress rehearsal |
| |
| 2026 Bond on 13:51 - Jan 18 with 1542 views | Lblock |
| 2026 Bond on 12:50 - Jan 18 by QPsyR |
Probably be James
Here to help :-) |
Gordon Gecko is back.... allo, allo! | |
| Cherish and enjoy life.... this ain't no dress rehearsal |
| |
| 2026 Bond on 06:52 - Jan 19 with 1306 views | PlanetHonneywood |
| 2026 Bond on 12:29 - Jan 18 by Nov77 |
Thought this was going to be a 007 thread. |
Me to! Convinced we were going to be treated to, #RevealRonnie as the new 007. |  |
| |
Login to get fewer ads
| 2026 Bond on 08:17 - Jan 19 with 1196 views | Blue_Castello |
| 2026 Bond on 13:50 - Jan 18 by Lblock |
I did "invest" first time around.
Some sort of misty eye's misguided input to try and help the club.
I'd like to not be wrapped in for another 3 to 5 years and would like to take my money and interest and spend it on something else. It's not a lot, and I'd sort of written it off, but I'll have what's there.
Will have a look at this later.
Thanks |
Ditto what Nix said, you should of got an email, check it hasn't gone into junk.
[Post edited 19 Jan 8:18]
| | | |
| 2026 Bond on 08:28 - Jan 19 with 1176 views | HantsR |
Yes, I thought it would be straightforward, but obviously got a question wrong, so I'm on the naughty step until I can pass the exam questions. I just want to rollover my existing bonds and thought it should be obvious that I understand the investment after all this time? |  | | |
| 2026 Bond on 09:58 - Jan 19 with 1074 views | dannyblue |
Interest rate much less attractive this time around than last time... |  | | |
| 2026 Bond on 10:14 - Jan 19 with 1042 views | francisbowles |
| 2026 Bond on 09:58 - Jan 19 by dannyblue |
Interest rate much less attractive this time around than last time... |
Is it? At a glance, I thought it was better.
Investment Terms
3-Year Bond
8% interest per annum, comprising
5% cash and
3% Club Credit (redeemable on tickets & merchandise)
25% cash bonus if QPR are promoted to the Premier League during the bond term
IFISA eligible for tax-free returns for UK taxpayers
5-Year Bond
8% interest per annum, comprising
6% cash and
2% Club Credit (redeemable on tickets & merchandise)
25% cash bonus if QPR are promoted to the Premier League during the bond term
IFISA eligible for tax-free returns for UK taxpayers
It was 5%+3% last time. The five year rate at 6%+2% is arguably slightly better. | | | |
| 2026 Bond on 10:15 - Jan 19 with 1040 views | Jeff |
| 2026 Bond on 09:58 - Jan 19 by dannyblue |
Interest rate much less attractive this time around than last time... |
Interest rate is exactly the same?
there's a 3 year extension with 5% cash 3% club cash or a 5 year extension with 6% cash and 2% club cash - it's actually a better interest rate this time round on the 5 years? |  |
| |
| 2026 Bond on 08:17 - Jan 20 with 826 views | Blue_Castello |
I've received the email but I'm currently on holiday and haven't been able to read all the documentation, is there a closing date for applying if you want to chose the 3 or 5 year option.......Thanks | | | |
| 2026 Bond on 08:48 - Jan 20 with 770 views | dannyblue |
Yes but you have to compare with what interest rates you could get elsewhere. This is only 1.25 percentage points above the Bank of England rate now. You can get 4.5% from a safe as houses easy access FCSC scheme bank account where you’re not locked in for years, or over 5% from a blue chip company like GSK versus 5% from a loss making company at the whim of a single owner where you’re locked in for years. You expect a premium for a riskier investment with less flexibility that isn’t protected by the government. Last time round it was about four percentage points above the BoE rate, reflecting the risk.
From an investor perspective the qpr cash is trivial. How much polyester do you need?
The 25% promotion bonus is attractive.
But it’s not as good a deal compared to last time and where else you could put your money. [Post edited 20 Jan 9:02]
| | | |
| 2026 Bond on 09:15 - Jan 20 with 711 views | francisbowles |
| 2026 Bond on 08:48 - Jan 20 by dannyblue |
Yes but you have to compare with what interest rates you could get elsewhere. This is only 1.25 percentage points above the Bank of England rate now. You can get 4.5% from a safe as houses easy access FCSC scheme bank account where you’re not locked in for years, or over 5% from a blue chip company like GSK versus 5% from a loss making company at the whim of a single owner where you’re locked in for years. You expect a premium for a riskier investment with less flexibility that isn’t protected by the government. Last time round it was about four percentage points above the BoE rate, reflecting the risk.
From an investor perspective the qpr cash is trivial. How much polyester do you need?
The 25% promotion bonus is attractive.
But it’s not as good a deal compared to last time and where else you could put your money. [Post edited 20 Jan 9:02]
|
Good info but wasn't the interest rate 'artificially low' in 2021 due to trying to 'kick start' the economy after the pandemic? | | | |
| 2026 Bond on 09:22 - Jan 20 with 695 views | dannyblue |
| 2026 Bond on 09:15 - Jan 20 by francisbowles |
Good info but wasn't the interest rate 'artificially low' in 2021 due to trying to 'kick start' the economy after the pandemic? |
Back then the qpr bond offered a premium above what you could get elsewhere which reflected relative risk. This time around it doesn’t really. [Post edited 20 Jan 9:23]
| | | |
| 2026 Bond on 11:30 - Jan 20 with 547 views | Spaghetti_Hoops |
| 2026 Bond on 09:22 - Jan 20 by dannyblue |
Back then the qpr bond offered a premium above what you could get elsewhere which reflected relative risk. This time around it doesn’t really. [Post edited 20 Jan 9:23]
|
Agree. The original package was financially more attractive plus the purpose of the bonds was more tangible. Not sure that the take-up will be so good for this deal. | | | |
| 2026 Bond on 12:27 - Jan 20 with 474 views | Lblock |
Heads up ......... If you have an Outlook email account the email won't show up on your iphone -- you have to log in over a web-browser.
I've just noticed this is the case for quite a few emails from certain people like Bolt etc | |
| Cherish and enjoy life.... this ain't no dress rehearsal |
| |
| 2026 Bond on 13:41 - Jan 20 with 366 views | numptydumpty |
| 2026 Bond on 10:14 - Jan 19 by francisbowles |
Is it? At a glance, I thought it was better.
Investment Terms
3-Year Bond
8% interest per annum, comprising
5% cash and
3% Club Credit (redeemable on tickets & merchandise)
25% cash bonus if QPR are promoted to the Premier League during the bond term
IFISA eligible for tax-free returns for UK taxpayers
5-Year Bond
8% interest per annum, comprising
6% cash and
2% Club Credit (redeemable on tickets & merchandise)
25% cash bonus if QPR are promoted to the Premier League during the bond term
IFISA eligible for tax-free returns for UK taxpayers
It was 5%+3% last time. The five year rate at 6%+2% is arguably slightly better. |
The club cash wasn't able to be used on tickets previously which is better.
Got way too many Rangers t shirts in an assortment of colour and design.... |  |
| |
| 2026 Bond on 14:54 - Jan 20 with 273 views | Lanhoop |
| 2026 Bond on 11:30 - Jan 20 by Spaghetti_Hoops |
Agree. The original package was financially more attractive plus the purpose of the bonds was more tangible. Not sure that the take-up will be so good for this deal. |
Really? Whereabouts are you seeing 5% cash plus per year? Most ISA's I've seen lately are at best just over 4%. | | | |
| 2026 Bond on 15:30 - Jan 20 with 209 views | derbyhoop |
5% cash + 3% in goods is a decent return. You may get better but not in many places, nor without higher risks. |  |
| "Travel is fatal to prejudice, bigotry and narrow-mindedness, and many of our people need it sorely on these accounts. Broad, wholesome, charitable views of men and things cannot be acquired by vegetating in one little corner of the Earth all one's lifetime." (Mark Twain)
Find me on twitter @derbyhoop and now on Bluesky |
| |
| 2026 Bond on 16:34 - Jan 20 with 166 views | Spaghetti_Hoops |
| 2026 Bond on 14:54 - Jan 20 by Lanhoop |
Really? Whereabouts are you seeing 5% cash plus per year? Most ISA's I've seen lately are at best just over 4%. |
When the QPR bonds were issued in November 2021 Bank of England base rate was 0.1% and the best you could do with a five year fixed ISA was 2%. Less for shorter terms. So 5% - 2% = 3% difference. Worth the risk? QPR v completely safe.
Now base rate is 3.75% and top five year fixed ISA 4.17%
I guess the risk is less now than we were looking at in 2021. Which is a plus but still financially less attractive.
If you are happy to gamble that your money and interest with QPR is completely safe then fine. I took the risk in 2021. [Post edited 20 Jan 16:39]
| | | |
| 2026 Bond on 16:39 - Jan 20 with 145 views | WokingR |
The other factor to bear in mind though is that at the time of the first bond, interest rates were on an upward trend, so the interest gap was going to close over the period of the investment.
This time around it is the opposite. Interest rates are on a downward trend so it may not look as attractive now, but this will improve over the duration of the investment. |  | | |
| 2026 Bond on 17:06 - Jan 20 with 98 views | Boston |
| 2026 Bond on 15:30 - Jan 20 by derbyhoop |
5% cash + 3% in goods is a decent return. You may get better but not in many places, nor without higher risks. |
S'right mate. it's a mugs game!
 | |
| |
| |
By continuing to use the site, you agree to our use of cookies and to abide by our Terms and Conditions.
